PAY. guarantee funds
PAY. is a payment organisation that falls under the supervision of De Nederlandsche Bank. When it comes to your payment to a merchant, we have the same status as your bank or the bank of the recipient of the payment. The agreement is made between the buyer (you) and the merchant (the entrepreneur or online shop).
If you do not trust an online shop, we recommend choosing the option of paying in arrears. This is a mandatory payment option that all online shops have to offer their customers in accordance with the regulations of the Authority for Consumers & Markets (ACM).